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4404 Technology Dr.
South Bend, IN 46628
(574) 277-0116

Why Buy New

You Deserve to Come Home to Something New

Why you should "build or buy new"

Personal Lifestyle

  Get What You Want

Better Quality

Tax Advantages

 Personal Wealth

"When it comes to design, comfort, convenience and value... 
nothing compares to a brand new home!"

 

    Personal Lifestyle

    A custom built home lets you express your individuality . . . while providing a comfortable setting for your family's way of life.

    Every family's idea of a perfect home is different . . . new homes are designed to fit your own needs.

    Get all the features and the floor plan your family needs and wants to make your investment enjoyable for years to come.

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    Get What You Want

    You can chose a builder you trust, giving you piece of mind knowing that the quality is what you expect.

    You get to make the decisions about features, decorating styles, colors, brand names of appliances, and all other details that makes your home unique.  Your home will have a very important effect on your quality of life.  It makes sense to seek a quality new home.

    Instead of fixing up used homes - have it done your way.

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    Better Quality

    Houses built today are as much as 50% more efficient than homes built in the 1970's.  Extra insulation, high efficiency heating and cooling systems, double glazed windows and insulated doors save energy and utility costs.

    Extra bracing and framing anchors help new homes withstand high winds, storms and even earthquakes.  In addition, new kinds of trusses for roofs and floors increase strength and also allow builders to offer a much wider range of design possibilities by eliminating most load bearing walls.

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    Tax Advantages

    Annual tax deductions allow you to deduct mortgage interest and property taxes from federal and state income tax returns.  So if you are in the 28% bracket, you are receiving the equivalent of a 28% discount on your mortgage interest and property tax payments.

    If you deposit your savings in a bank account, you must pay taxes every year on the interest you earn.  With a house, you may not have to pay taxes on the appreciation, even if you sell the house.

    The tax laws allow you to shelter the gain you realize from the sale of your house up to $250,000 if single and $500,000 if married, once every two years.  If you want to tap the equity in your home when you are approaching or pass retirement age, or if you simply want to downsize or move to another community, this provision allows you to do so without being hit with a big tax payment.

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    Personal Wealth

    Research shows that most new homes appreciate more as a percentage of the original cost than older homes.

    With most mortgages, you gradually increase the proportion of the house you own while decreasing the amount you owe to the lender.  As your equity builds, your personal wealth increases.   

    As owners add personal decorative touches and landscaping, the homes in a new community acquire added charm . . . and added value.  Plus, in a new community you'll help shape the character and overall atmosphere of your neighborhood.

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